After Closing Incentives Receive $12,000 Cash

AFTER CLOSING INCENTIVES TERMS: The After Closing incentive loan is an optional, unsecured, 0% interest loan offered by MegPrime Pay. It is subject to eligibility, MegPrime Pay’s approval, and execution of a separate written loan agreement signed by both parties. The offer is available to buyers who purchase and close on a new home with Megatel Homes or a participating partner seller. Limit one per household. Eligible buyers may apply no earlier than 14 and no later than 45 calendar days after their closing date; eligibility for this offer expires after day 45. Applicants must complete MegPrime Pay’s underwriting process and meet MegPrime Pay app approval and identity verification (KYC) requirements. MegPrime Pay reserves the right to approve or deny any loan application, subject to applicable law. Funding is not guaranteed. Loan amount may not exceed $12,000. The approved amount depends on underwriting, applicable law, and regulations, and may not exceed applicable contribution or concession limits. Upon approval and execution of the loan agreement, funds will be delivered to the borrower’s MegPrime Pay app wallet within 14 days in the form of USDC, a dollar-backed digital stablecoin. USDC is not a bank deposit and is not FDIC-insured. Loan proceeds may be used for any purpose. Loan terms, repayment schedule, and payment due dates are set forth in the executed loan agreement. Payments must be made through the MegPrime Pay app. If the borrower defaults on repayment, all rewards, including Executive Status rewards, will be suspended, and the outstanding balance remains due as stated in the loan agreement. This offer is sponsored by MegPrime Pay to promote the MegPrime Pay app. This offer does not constitute a commitment to lend. No loan is approved or guaranteed unless and until MegPrime Pay issues written approval and both parties execute the applicable loan agreement. This offer may be changed or cancelled at any time without notice, subject to applicable law.
EXECUTIVE STATUS – $100/MO REWARDS: Borrowers who have been approved for and received funds under the After Closing Rewards loan may enroll in MegPrime Pay Executive Status to earn $100 per month in rewards. To qualify, a borrower must have a minimum of $1,000 in in-app spending each calendar month through the MegPrime Pay app or MegPrime Pay card. Loan repayments and transfers do not count toward the monthly minimum. Rewards are earned only in months in which the $1,000 minimum is met; no partial rewards will be issued. MegPrime Pay may request documentation or other proof of qualifying activity at any time to verify eligibility. Earned rewards will first be applied automatically toward the borrower’s monthly After Closing Rewards loan repayment. Any remaining rewards will be delivered to the borrower’s MegPrime Pay app within 30 days and may be received in MegPrime Pay Token, USDC, or ACH transfer, as available. MegPrime Pay Token is a digital asset whose value may fluctuate relative to the U.S. dollar. Enrollment in Executive Status is optional and is not required to obtain the After Closing Rewards loan. Borrowers who do not enroll, or who do not meet the monthly minimum, remain responsible for their loan repayment and may pay directly through the MegPrime Pay app using accepted payment methods. A missed loan payment may result in suspension or forfeiture of Executive Status and all other MegPrime Pay rewards, subject to applicable agreements and law. Executive Status is a limited-time reward and will end on the earlier date of when the loan is paid in full and the balance is $0, or announced by MegPrime Pay. No rewards will be earned or issued after Executive Status ends.